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Circles of Wealth has one purpose, to help you get the financial freedom,

Financial freedom does not mean driving a brand new Lamborghini, living in big mention, traveling exotically, or living lavishly. It’s about feeling in control of your finances at any stage of your life.

Defining financial freedom isn’t a one-size-fits-all endeavor; it wears different hats for different people.

As a student, financial freedom means more than just acing exams. It’s about spreading your wings and paying your tuition without relying on the Bank of Mom and Dad. Imagine the thrill of independence the ability to cover textbooks, late-night pizza, and that extra cup of coffee without parental assistance. That’s true financial freedom for a student.

For employees, financial freedom translates to living without the constant fear of job loss. Picture a life where you’re not tied to a paycheck, where you can pursue your passions and dreams without anxiety. That’s the essence of financial freedom for working professionals.

As a parent, financial freedom ensures that your lifestyle remains intact even if you face unemployment. It’s the safety net that allows you to focus on family, knowing that your financial ship won’t sink.

And for investors, financial freedom is the sweet spot where your money works harder than you do. Imagine reaching a point where your investments generate passive income, freeing you from the daily grind. It’s the ultimate goal—a life where work becomes a choice, not a necessity.

So whether you’re a student, an employee, a parent, or an investor, the journey toward financial freedom is uniquely yours. Embrace it, plan for it, and let it propel you toward a brighter, more liberated future

Scroll down to find your current stage on the road to financial freedom, then dive into the articles!

Stage 1

Make Money

You might wonder how people get rich and have no clue. No worries! The Wealth Wheel shares the wisdom of those who have made it big. Learn a wealth of knowledge from classics like Rich Dad Poor Dad, Think and Grow Rich, and many more.

Do you need a degree to earn money? Or can you start earning before completing your degree? These are some questions you might seek advice on. Our Career Advice section has a lot to share with you. Dive in and discover how you can start building your wealth today!

Stage 2

Manage Money

Have you ever wondered why financial planning is important or how much you need for financial independence? Setting financial goals and achieving them is possible if you develop good financial habits.

Do you really need a credit card? Is it good or bad debt? Are you unsure how to improve your credit score or credit report? The wealth wheel can guide you on how to use a credit card for your convenience without falling into debt.

Stage 3

Invest Money

Choosing investments based on your goals is crucial because not every investment suits everyone. Remember the basic rule of investing: never invest in a financial product you don’t understand.

Are you interested in delving into stock investing strategies? Let’s explore how technical analysis can supplement fundamental analysis in stock investing. How do you pick winning stocks or build a portfolio that matches the index? Is it better to invest directly in stocks, or should you consider the indirect route of mutual funds?